Embrace Pet Insurance Reviews

Embrace Pet Insurance offers comprehensive, personalized insurance products for dogs and cats. Here are some of the key features and benefits:

• No network: You can visit any vet.
• Up to 90% back on vet bills: This can save you a significant amount on unexpected medical expenses.
• Personalized accident and illness policies: These can be tailored to fit your pet's needs.
• Flexible wellness plan: This is an optional add-on to the accident and illness plans. It covers routine screenings and preventative care treatments, including vaccinations, grooming, and training services.
• Online claim submission: This makes it easy to file a claim whenever necessary.
• Timely claims processing: Ensures you get reimbursed as quickly as possible.

One of the unique features of Embrace is the Wellness Rewards. This feature reimburses for routine and preventative care. It's not an insurance policy but works as a savings tool, offering rewards for being proactive with pet care. You select your annual benefit amount — $250, $450, or $650 — and access the funds instantly from day one.

Another unique feature is the Healthy Pet Deductible, which is a diminishing deductible feature. This means your pet's annual deductible automatically reduces by $50 each year that you don't receive a claim reimbursement.

Embrace also offers coverage for uncommon items such as spaying/neutering, microchipping, and routine gland expressions. It even includes rare coverages like grooming, nutritional supplements, and prescription diet food.

These features and benefits make Embrace Pet Insurance a top choice for pet parents seeking comprehensive coverage for their furry friends.

Embrace Pet Insurance offers personalized insurance products for dogs and cats. The cost of the insurance policy can vary based on several factors such as the pet's species, breed, age, sex, and the zip code.

To get a quote, you can provide your pet’s information online or over the phone. You can adjust coverage limits and policy parameters to find a plan that best suits what you’re looking for.

At the time of purchase, there is a one-time $25 activation fee in addition to your policy premium. Once your policy is started, you will receive an email with your personalized policy documents and a link to register for your MyEmbrace customer account.

For more specific pricing details, it's recommended to visit the website and get a personalized quote. This will give you the most accurate pricing information based on your pet's specific needs and your location.

Remember, the cost of pet insurance can vary widely based on the coverage level you choose and the specific health needs of your pet. It's important to consider these factors when evaluating the cost of a pet insurance policy.

Embrace Pet Insurance accepts payments through credit/debit cards or checking accounts. If your payment method information changes for any reason, it must be updated before your billing cycle in order for Embrace to collect your premium.

To update your payment method, log in to your MyEmbrace customer account and select My Payment Settings from the Quick Links menu. For a new credit or debit card, you need the full card number, expiration date, and CVV. For a new checking or savings account, you need the full routing number and full account number.

For claim reimbursements, you can receive your reimbursement two ways:

• By Check: By default, reimbursements are sent by check in the mail. Checks are sent via USPS and usually arrive in 5-7 business days.
• By Direct Deposit: Reimbursements are deposited into your bank account within 1-2 business days.

To set up direct deposit, you can enroll in the My Payment Settings via your MyEmbrace customer account online. You will need the bank routing number, bank account number, and type of account (savings or checking).

Remember, it's important to keep your payment method and reimbursement settings up-to-date to ensure smooth transactions with Embrace Pet Insurance.